H.R. 1181 · 119th Congress · Finance and financial sector
Protecting Privacy in Purchases Act
How the House voted
Yea from the left, nay from the right, each side by party
House · Jul 14, 2026
Roll call ↗221
201
Passed the House.
Passed the House on July 14, 2026.
Latest action: Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs
- IntroducedFeb 11, 2025
- CommitteeFeb 25, 2026
- Passed HouseJul 14, 2026
- Passed Senate
- Became law
On the record
- Cosponsors
- 132
- all Republicans
- Committees
- Senate Committee on Banking, Housing, and Urban AffairsHouse Committee on Financial Services
- Lobbying
- At least 12
- organizations named it2025 Q1 to 2026 Q3
What it does
Card networks and payment processors would be barred from tagging purchases at gun stores with a code that marks them as firearms sellers.
How each member voted
The House roll call, passed the House, July 14, 2026
Yea unless marked
R · House · AL-4
R · House · MO-4
R · House · GA-12
Card networks and payment processors would be barred from tagging purchases at gun stores with a code that marks them as firearms sellers. The bill prohibits a payment card network from requiring, and any covered payment processor from assigning, a merchant category code that is used only or primarily for firearms retailers or that identifies a retailer as engaged in selling firearms, ammunition, firearm accessories, or firearm components. The Attorney General enforces it: within 90 days of enactment the Attorney General must set up a complaint process, investigate complaints, and on finding a violation send written notice requiring the network or processor to fix it within 30 days, after which the Attorney General may seek a federal court injunction. The bill creates no private right of action and preempts any state or local law regulating firearm retailer merchant category codes. It does not stop a network or processor from complying with laws on dispute processing, fraud, compliance management, data breaches, or transaction integrity. The Attorney General must report to Congress each year on the number and disposition of investigations.
Each stop is a step the bill’s own record states, with the date it happened. A ring is a step not yet taken. A bill becomes law when the President signs it or Congress overrides a veto.
At least 12 organizations named this measure in a lobbying filing. A floor, not a total: they were counted by the client name on 62 quarterly reports filed by 2 lobbying firms and by 11 organizations lobbying for themselves in 2025 Q1, 2025 Q2, 2025 Q3, 2025 Q4, 2026 Q1, 2026 Q2 and 2026 Q3. An organization that lobbied this measure without naming it is not counted here.
The filings record that lobbying was reported on the measure. The form has no per-bill dollar figure and no field for a position, so nothing here says how much was spent or which side an organization took.
5 of them, in no ranking: National Rifle Association of America; American Express Company; National Shooting Sports Foundation; American Bankers Association; National Association for Gun Rights. Listed as filed, in the order the filings were read, and 7 others are not shown. These are not the largest, the earliest or the most active: we keep five names per measure, and the filings give no ranking.
From the LD-2 quarterly lobbying filings published at lda.gov by the Senate Office of Public Records. Read for 2025 Q1, 2025 Q2, 2025 Q3, 2025 Q4, 2026 Q1, 2026 Q2 and 2026 Q3. Our copy holds 24 fewer filings for 2025 Q1, 39 fewer filings for 2025 Q2, 42 fewer filings for 2025 Q3, 33 fewer filings for 2025 Q4, 28 fewer filings for 2026 Q1, 48 fewer filings for 2026 Q2 and 218 fewer filings for 2026 Q3 than the Senate's register counts, so those quarters are the filings we could read rather than every one filed. 2026 Q4 is still inside its filing window, so that quarter is only the filings posted so far.
Congress.gov bill status and cosponsor records; the House Clerk and Senate roll calls; lobbying reports filed under the Lobbying Disclosure Act (lda.gov); the plain summary and provisions are read from the bill text, each with its section.