Tracking Bills in Congress.

What this does

This bill is two unrelated measures voted under one title. The first, the Stop Insider Trading Act, bars Members of Congress, their spouses, and their dependent children from buying individual stocks and other covered investments while in office, requires advance public notice before a covered sale, and sets fees and enforcement through the supervising ethics office. The second, folded in on the floor as the text of the Voter ID Act, amends the Help America Vote Act to require voters to show a valid physical photo ID to cast a ballot in a federal election, provides a provisional ballot when they cannot, and directs states to notify people of the photo-ID requirement when they register to vote. A yes vote endorsed both the congressional stock-trading ban and the federal voter photo-ID mandate together.

This was not one bill but two. The stock-trading ethics measure and a federal voter photo-ID measure (the Voter ID Act, H.R. 9368) were combined into a single substitute and passed under one vote, so a member could not vote on one without the other.

What this does

The bill changes the standard that governs the federal government's multiple award schedule purchasing program. It amends Section 152(3)(B) of title 41 of the United States Code by striking the phrase "lowest overall cost alternative" and inserting "best value." Under current law that provision treats a purchase made through the program as competitive when it results in the lowest overall cost alternative. The bill shifts that benchmark so the purchase is measured against best value instead of lowest cost alone. In short, agencies buying through these schedules would weigh overall value rather than price by itself.

The bill has a single subject. It carries a short title and one amendment to a single subparagraph of the procurement code, so it stands on its own.

What this does

The House passed a broad rollback of bank regulation covering new-bank formation, regulatory tailoring, exams, mergers, funding, and failure resolution.

Single-subject. Every title amends federal banking and credit-union law and moves in one direction: less regulatory burden and friction for banks, credit unions, and their regulators. The one fiscal provision, a $425 million cut to the Federal Reserve's discretionary surplus fund in Section 803, is a standard revenue offset inside a banking package and is not an unrelated rider. A single yes was a vote on bank deregulation, nothing else.

What this does

This bill keeps the federal government funded past the September 30 deadline by extending fiscal year 2026 spending rates into fiscal year 2027. It is a continuing resolution. It carries no new full-year appropriations. Instead it lets agencies keep operating at their fiscal year 2026 rates under the same terms as the twelve named appropriations acts that funded them, covering agriculture, commerce and justice, defense, energy and water, financial services, homeland security, interior, labor and health and education, the legislative branch, military construction and veterans, state and foreign operations, and transportation and housing. This stopgap funding expires December 4, 2026, or sooner if Congress enacts the relevant full-year appropriations first. The bill restricts the Defense Department from starting new production, raising production rates, or beginning new projects that were not funded in fiscal year 2026. It adds specific new money above the continuing rate for the Indian Health Service, $75,774,000 for Indian Health Services and $8,296,000 for Indian Health Facilities, to staff recently opened facilities. It appropriates $174,000 each to the survivors of a deceased Representative and a deceased Senator. It blocks the automatic cost-of-living pay adjustment for Members of Congress during the period it covers.

Single subject in the ordinary sense of a continuing resolution: one vote keeps every named agency funded at prior-year rates. The coupling is inherent to the vehicle, not a hidden rider. Two separable provisions ride along as customary appropriations sections. Section 128 freezes the automatic congressional pay adjustment. Section 127 pays $174,000 death gratuities to survivors of two deceased Members. Both are traditional in continuing resolutions and germane to appropriations, so a yes was a vote to keep the government open on last year's terms.

What this does

This bill lets the Secretary of Labor suspend payments to a medical provider who has been convicted of fraud. It amends Section 8103 of title 5, the Federal Employees' Compensation Act, which pays for medical care for injured federal workers. The suspension is discretionary, not automatic, and reaches only providers convicted of fraud. The conviction can involve the FECA program itself, any federal health care benefit program, or a similar state program. Congress directs the Secretary to write regulations to carry it out. The change applies to payments made on or after 180 days after enactment.

Single-subject. The bill has two sections: a short title and one amendment to FECA on suspending payments to fraud-convicted providers. There is no rider and no unrelated section.

What this does

The bill carries two titles. Title I, the EARLY Act Reauthorization of 2025, extends the sunset of the Young Women's Breast Health Education and Awareness Requires Learning Young Act by striking 2026 and inserting 2031 in the Public Health Service Act, continuing the CDC breast-health education program for young women through 2031. Title II, the SCREENS for Cancer Act of 2025, rewrites the National Breast and Cervical Cancer Early Detection Program in Title XV of the Public Health Service Act. It adds program purposes covering prevention, navigation of care, and reducing disparities in breast and cervical cancer, changes the required program report from annual to once every 5 years, and authorizes $235,500,000 for each of fiscal years 2026 through 2030. It also directs the Comptroller General to report to Congress by September 30, 2027 on the program's reach and any barriers to screening.

Two separately titled Acts joined in one vote: the EARLY Act reauthorization in title I and the SCREENS for Cancer Act in title II. The coupling is narrow because both concern breast and cervical cancer detection. Title I extends a single sunset from 2026 to 2031; title II rewrites and funds a separate CDC screening program at $235,500,000 a year through 2030. The displayed title names only the title I subject and omits the SCREENS for Cancer Act entirely.

What this does

This bill makes daylight saving time year-round by making today's summer clock the permanent standard. It repeals the section of the Uniform Time Act of 1966 that set daylight saving as a temporary period each year. It then amends the Calder Act to advance standard time by one hour in every US time zone, so the clocks the country now runs only in summer become the fixed standard all year. States and areas that had already exempted themselves from daylight saving time may choose either the new advanced standard time or the standard time in effect before this Act. The House passed it on July 14, 2026.

Single-subject. Both sections serve one aim: ending seasonal clock changes by making advanced time permanent. Section 1 is the short title and Section 2 carries the operative amendments, the state exemption, and a conforming amendment. There is no unrelated rider. No omnibus divisions.

What this does

Card networks and payment processors would be barred from tagging purchases at gun stores with a code that marks them as firearms sellers. The bill prohibits a payment card network from requiring, and any covered payment processor from assigning, a merchant category code that is used only or primarily for firearms retailers or that identifies a retailer as engaged in selling firearms, ammunition, firearm accessories, or firearm components. The Attorney General enforces it: within 90 days of enactment the Attorney General must set up a complaint process, investigate complaints, and on finding a violation send written notice requiring the network or processor to fix it within 30 days, after which the Attorney General may seek a federal court injunction. The bill creates no private right of action and preempts any state or local law regulating firearm retailer merchant category codes. It does not stop a network or processor from complying with laws on dispute processing, fraud, compliance management, data breaches, or transaction integrity. The Attorney General must report to Congress each year on the number and disposition of investigations.

One subject throughout: merchant category codes that single out firearms retailers, plus the enforcement, preemption, and reporting machinery attached to that single prohibition. No unrelated matter is folded in.

What this does

This bill authorizes the Transportation Security Administration to run an optional pilot program at airports that speeds security screening for adults traveling with children twelve years of age and under. The Administrator may start the program only if it does not compromise security protocols. Passengers would still be screened according to their vetting status under the Secure Flight program, and no one could enter a TSA PreCheck or other expedited lane without a boarding pass showing eligibility. In choosing airports, the Administrator would give priority to those with heavy family traffic and adequate space and staffing. The Administrator would have to brief House and Senate committees on the program within 270 days of starting it, and the program would run for two years.

Single subject. Section 1 sets the short title and Section 2 establishes the family-travel screening pilot with its security requirements, airport selection criteria, briefing requirement, and two-year sunset.

What this does

This bill orders the Secretary of Homeland Security to develop and run a single preparedness exercise. The exercise must model a terrorist attack on critical infrastructure occurring during an extreme cold weather event, such as a polar vortex, and test the cascading effects on critical services. The scenario must cover how emergency managers, state officials, and private-sector and community stakeholders could mitigate the attack and bolster community resilience, and it must involve coordination with federal, state, local, Tribal, and territorial agencies. Within 60 days of finishing the exercise, the Secretary must send an after-action report to the House Homeland Security Committee and the Senate Homeland Security and Governmental Affairs Committee, laying out initial findings, plans for applying lessons learned, and any proposed legislative changes. The bill creates no new spending and no authority beyond running this exercise and reporting on it.

Single-subject. The bill has two sections: a short title and one operative mandate. Section 2 directs one exercise and requires a report on that same exercise. There is no rider or unrelated provision, so a yes vote carried one thing.

What this does

This resolution would have directed the President to remove United States Armed Forces from any hostilities in Lebanon by not later than 7 days after the resolution was adopted. It invoked section 5(c) of the War Powers Resolution. The resolution preserves security cooperation with the Lebanese Armed Forces and the protection of diplomatic facilities, and states that nothing in it authorizes the use of military force. The House rejected it 189 to 235, so it did not take effect and no removal was directed.

A single-subject concurrent resolution: one removal directive plus rules of construction that only limit how that directive is read. No unrelated matter is attached.

What this does

TRIA Program Reauthorization Act of 2026 extends the Terrorism Risk Insurance Program to 2034, raises the certification loss threshold to $10 million for acts in 2029 or later, adds a certification review timeline, and requires annual reporting of acts under review.

Single-subject. Every section amends the Terrorism Risk Insurance Act of 2002. A yes vote carried the extension, the certification changes, and the reporting requirement, all within one program. No unrelated rider is present in the text.

What this does

The KIDS Act creates federal online-safety duties for services used by minors and rewrites the children's privacy law, bundling at least thirteen separately titled measures into one bill.

This is a bundle, not a single-subject bill. One House vote carried at least thirteen separately titled measures across seven titles: the SCREEN Act (pornography age-gating), the Kids Online Safety Act (platform duties), the SPY Kids Act (a ban on market research targeting minors), the Safer GAMING Act (video-game messaging controls), the SAFE BOTs Act (chatbot rules), four research and education acts (Safe Social Media Act, No Fentanyl on Social Media Act, Assessing Safety Tools for Parents and Minors Act, Promoting a Safe Internet for Minors Act, AWARE Act, Kids Internet Safety Partnership Act), and the Children and Teens' Online Privacy Protection Act rewriting COPPA plus a new data-broker registry. The coupling point is the stated subject: protecting minors online. The measures are thematically related but legally independent, each imposing distinct obligations on distinct classes of company, and each carrying its own short title, effective date, and severability. A member could not vote on the chatbot rules, the pornography age-gate, and the COPPA rewrite separately.

What this does

This bill lets mutual fund companies pause payouts they suspect are the product of elder financial exploitation. It amends Section 22 of the Investment Company Act of 1940. A registered open-end investment company and its transfer agent may opt in to the new rules by notifying the SEC. The rules apply only to firms that elect in, and only to non-institutional accounts held directly with the fund. An electing firm must ask each such customer for the name and contact information of at least one trusted adult, retain that information, and disclose in writing that it may contact that person about possible exploitation. An electing firm may then postpone paying a redemption beyond the normal seven-day limit when it reasonably believes the account holder is a "specified adult" and that financial exploitation has occurred, is occurring, or was attempted. The standard hold runs up to 15 business days and may be extended 10 more business days if the firm reviews the matter and notifies the trusted contact. A state regulator, agency, or court may extend the hold further. The bill defines a "specified adult" as anyone 65 or older, or anyone 18 or older the firm reasonably believes has a mental or physical impairment that leaves them unable to protect their own interests. Separately, the bill directs the SEC to report to Congress within one year with recommended regulatory and legislative changes to address exploitation of these investors, in consultation with named federal and industry bodies.

Single-subject. Every operative provision amends Section 22 of the Investment Company Act of 1940 to address financial exploitation of older and impaired fund investors, plus a directly related SEC report on the same subject. No unrelated rider rides on this text.

What this does

This bill lets the Small Business Administration lend for technology. It amends Section 7(a) of the Small Business Act to add a new permitted use, so SBA 7(a) loans may finance business software, cloud computing services, or related technology. Covered tools include those that handle operations, product or service delivery, payroll, human resources, sales and billing, and accounting or inventory tracking. The text names business tools that use artificial intelligence as eligible. The bill does not authorize using these loans for research and development. It does not change the definition of working capital, and it does not declare that earlier 7(a) loans made for these purposes were improper.

Single-subject. The bill carries two sections: a short title and one amendment to Section 7(a) of the Small Business Act with an attached rule of construction. A yes vote authorized one thing, financing business software and technology through existing SBA loans. No unrelated rider is present in the text.

What this does

This bill makes Small Business Administration employees sign a conflict-of-interest certification before they touch an SBA loan. Any employee who will personally and substantially participate in originating, reviewing, or approving an SBA loan must certify in writing, before participating, that they have no conflict of interest prohibited under 18 U.S.C. 208 or 5 C.F.R. 2635.502. In that certification the employee must also promise to disclose and recuse if they learn of such a conflict later, and attest that they understand the applicable conflict-of-interest rules. The requirement begins 270 days after enactment. The Administrator must issue implementing regulations within 180 days of enactment. The bill adds no new penalty for a false certification or for failing to certify; it creates the attestation duty and leaves existing conflict-of-interest law in place.

Single-subject. The bill has one operative section (Section 2), and it does one thing: impose a conflict-of-interest certification duty on SBA employees who work on SBA loans. Section 1 is the short title. There are no riders and no unrelated provisions, so a yes carried only this one subject.

What this does

This law is a housing package spanning twelve titles. It reauthorizes the HOME Investment Partnerships program and rewrites how housing qualifies for it, raising the home-ownership purchase-price ceiling from 95 to 110 percent and extending eligibility to families earning up to 100 percent of area median income. It reforms federal housing counseling programs. It directs HUD to publish model code guidelines for single-stair, point-access block residential buildings up to six stories. It exempts USDA rural housing built on infill sites from environmental study requirements. It creates pilot programs, including an FHA small-dollar mortgage pilot for loans of $100,000 or less, a whole-home repairs pilot, a temperature-sensor pilot, and an escrow pilot that shields a tenant's rising earnings from rent increases. It raises FHA multifamily mortgage loan limits and the loan caps for manufactured-home and property-improvement financing. It converts the Rental Assistance Demonstration into a permanent program and raises its unit cap from 455,000 to 555,000. It creates competitive grants tied to local housing supply growth, including a $200,000,000-per-year Innovation Fund for fiscal years 2027 through 2031, and adjusts Community Development Block Grant allocations to reward jurisdictions that build more housing and cut those that build less. It lets manufactured homes be built without a permanent chassis and requires states to treat them on par with chassis-built homes or prohibit their sale. It bars large institutional investors that control 350 or more single-family homes from buying additional single-family homes, subject to broad exceptions, with civil penalties up to $1,000,000 or three times the purchase price. It prohibits the Federal Reserve from issuing a central bank digital currency. It relaxes several bank and credit-union rules, including raising the asset threshold for on-site supervisory testing from $3,000,000,000 to $6,000,000,000. It authorizes no additional appropriations.

A member could not vote for this housing package without also voting to prohibit the Federal Reserve from creating a central bank digital currency. That prohibition, in Title XI, is a monetary-policy measure with no connection to housing. Title IX likewise carries a set of bank and credit-union rule changes, framed as strengthening community banks' role in housing but reaching general banking supervision, such as raising the supervisory-testing asset threshold to $6,000,000,000 and easing brokered-deposit limits. The other ten titles all serve housing: financing, supply, manufactured housing, veterans, program reform, and oversight. The title names a housing bill. The text also carries currency and banking policy.

What this does

This concurrent resolution invokes section 5(c) of the War Powers Resolution to direct the President to pull United States Armed Forces out of hostilities against the Islamic Republic of Iran. It carves out forces the President finds necessary to defend the United States or an ally or partner from an imminent attack. That self-defense exception applies only if the President fully meets the reporting requirements of section 5(b) of the War Powers Resolution for any such use of force. The directive also does not apply where military action is explicitly authorized by a declaration of war or by a specific congressional authorization for the use of military force against Iran.

The resolution is a single operative clause with no divisions, titles, or unrelated riders. Everything it directs concerns removing forces from hostilities with Iran under the War Powers Resolution, so it reads as one self-contained measure.

What this does

Congress requires the Secretary of Education to screen every FAFSA filed on or after October 1, 2026 for identity fraud and blocks colleges from paying federal aid to a flagged applicant until the applicant's identity is verified.

Single-subject. All three sections amend the Higher Education Act of 1965 to build one chain against FAFSA identity fraud: detection by the Secretary (Section 483), a disbursement gate at the institution (Section 487), and program-review priority for non-compliant institutions (Section 498A). Each section cross-references the same "reasonable suspicion of identity fraud under section 483(e)" trigger. No unrelated rider is carried.

What this does

This bill lets federal agencies pause, condition, or split a payment before it is certified when an official finds the payment carries an elevated risk of fraud or an improper loss, based on a documented fraud-risk indicator. It adds a new section 3337 to title 31 of the U.S. Code. It also lets the Treasury order a certified payment voucher returned within 2 days when the Do Not Pay system flags the payment. A pause must be based on an objective, documented indicator, applied only to the risky portion, and held for the minimum time needed to verify eligibility. Routine, historically consistent portions of a payment are allowed to proceed while only the anomalous portion is held. The agency must notify the payee within 2 days, state the reason, and give the payee a process to contest it. The agency must issue the payment within 30 days of the pause decision, and within 7 days after a payee contest, once it determines the payment is not high-risk. Federal officers are shielded from personal liability for good-faith actions under the section, and a pause does not count as a final determination of eligibility or wrongdoing. Agencies may waive the section case-by-case when a law enforcement authority says it would jeopardize an active investigation. The Treasury must issue implementing regulations within 180 days and report to Congress on the results within 18 months and annually after. The amendments take effect one year after enactment.

Single-subject. Every provision serves one mechanism: a new authority in title 31 to pause and segment federal payments for fraud review. The conforming amendments to sections 3325, 3527, and 3528 exist only to fit that pause authority into existing disbursing, certifying, and accountable-officer rules. No unrelated rider rides in the text.