GUARD Act of 2026

This bill lets state, local, and tribal law enforcement agencies use certain existing federal grant funds to investigate elder financial fraud, pig butchering scams, and other financial fraud, including hiring investigators, training officers, buying software, and appointing a liaison with financial institutions. Agencies that use the funds this way must report back to the federal agency that gave them the grant within a year. The bill also directs the Treasury Department and the Financial Crimes Enforcement Network, working with the Justice Department, Homeland Security, and banking regulators, to report to Congress within a year on fraud and scams, and to report again within two years with detailed estimates of how many Americans are scammed, how much money they lose, how much of it is tied to overseas actors and organized crime, and how much federal agencies spend fighting it. It clarifies that federal law enforcement agencies may help state, local, and tribal agencies and fusion centers use blockchain tracing tools. The House passed it on September 15, 2026, 414 to 7.

At least 18 organizations named this measure in a lobbying filing. A floor, not a total: they were counted by the client name on 52 quarterly reports filed by 1 lobbying firm and by 16 organizations lobbying for themselves in 2025 Q2, 2025 Q3, 2025 Q4, 2026 Q1, 2026 Q2 and 2026 Q3. An organization that lobbied this measure without naming it is not counted here.

The filings record that lobbying was reported on the measure. The form has no per-bill dollar figure and no field for a position, so nothing here says how much was spent or which side an organization took.

5 of them, in no ranking: Insured Retirement Institute; Consumer Bankers Association; AARP; Blockchain Association; Defi Education Fund. Listed as filed, in the order the filings were read, and 13 others are not shown. These are not the largest, the earliest or the most active: we keep five names per measure, and the filings give no ranking.

From the LD-2 quarterly lobbying filings published at lda.gov by the Senate Office of Public Records. Read for 2025 Q1, 2025 Q2, 2025 Q3, 2025 Q4, 2026 Q1, 2026 Q2 and 2026 Q3. Our copy holds 24 fewer filings for 2025 Q1, 39 fewer filings for 2025 Q2, 42 fewer filings for 2025 Q3, 33 fewer filings for 2025 Q4, 28 fewer filings for 2026 Q1, 48 fewer filings for 2026 Q2 and 218 fewer filings for 2026 Q3 than the Senate's register counts, so those quarters are the filings we could read rather than every one filed. 2026 Q4 is still inside its filing window, so that quarter is only the filings posted so far.