H.R. 6644 · 119th Congress · Housing and community development
21st Century ROAD to Housing Act
How each chamber voted
Yea from the left, nay from the right, each side by party
Bundled: these votes covered more than one measure.
House · Jun 23, 2026
Roll call ↗358
32
The House’s vote on the final text.
Senate · Jun 22, 2026
Roll call ↗85
5
A member could not vote for this housing package without also voting to prohibit the Federal Reserve from creating a central bank digital currency. That prohibition, in Title XI, is a monetary-policy measure with no connection to housing. Title IX likewise carries a set of bank and credit-union rule changes, framed as strengthening community banks' role in housing but reaching general banking supervision, such as raising the supervisory-testing asset threshold to $6,000,000,000 and easing brokered-deposit limits. The other ten titles all serve housing: financing, supply, manufactured housing, veterans, program reform, and oversight. The title names a housing bill. The text also carries currency and banking policy.
Law 212 days after it was introduced
Public Law 119-101. Each step dated from the congress.gov record
- IntroducedDec 11, 2025
- CommitteeJan 15, 2026
- Passed HouseFeb 9, 2026
- Passed SenateMar 12, 2026
- House final voteJun 23, 2026
- Became lawJul 11, 2026
On the record
- Cosponsors
- 31
- 16 Democrats, 15 Republicans
- House committees
- Veterans' AffairsFinancial Services
- Lobbying
- At least 235
- organizations named it2025 Q4 to 2026 Q3
What it does
This law is a housing package spanning twelve titles.
How each member voted
The House roll call, vote on the final text, June 23, 2026
Yea unless marked
D · House · NC-12
R · House · AL-4
D · House · CA-33
R · House · MO-4
R · House · GA-12
This law is a housing package spanning twelve titles. It reauthorizes the HOME Investment Partnerships program and rewrites how housing qualifies for it, raising the home-ownership purchase-price ceiling from 95 to 110 percent and extending eligibility to families earning up to 100 percent of area median income. It reforms federal housing counseling programs. It directs HUD to publish model code guidelines for single-stair, point-access block residential buildings up to six stories. It exempts USDA rural housing built on infill sites from environmental study requirements. It creates pilot programs, including an FHA small-dollar mortgage pilot for loans of $100,000 or less, a whole-home repairs pilot, a temperature-sensor pilot, and an escrow pilot that shields a tenant's rising earnings from rent increases. It raises FHA multifamily mortgage loan limits and the loan caps for manufactured-home and property-improvement financing. It converts the Rental Assistance Demonstration into a permanent program and raises its unit cap from 455,000 to 555,000. It creates competitive grants tied to local housing supply growth, including a $200,000,000-per-year Innovation Fund for fiscal years 2027 through 2031, and adjusts Community Development Block Grant allocations to reward jurisdictions that build more housing and cut those that build less. It lets manufactured homes be built without a permanent chassis and requires states to treat them on par with chassis-built homes or prohibit their sale. It bars large institutional investors that control 350 or more single-family homes from buying additional single-family homes, subject to broad exceptions, with civil penalties up to $1,000,000 or three times the purchase price. It prohibits the Federal Reserve from issuing a central bank digital currency. It relaxes several bank and credit-union rules, including raising the asset threshold for on-site supervisory testing from $3,000,000,000 to $6,000,000,000. It authorizes no additional appropriations.
Each stop is a step the bill’s own record states, with the date it happened. A ring is a step not yet taken. A bill becomes law when the President signs it or Congress overrides a veto.
At least 235 organizations named this measure in a lobbying filing. A floor, not a total: they were counted by the client name on 698 quarterly reports filed by 74 lobbying firms and by 99 organizations lobbying for themselves in 2025 Q4, 2026 Q1, 2026 Q2 and 2026 Q3. An organization that lobbied this measure without naming it is not counted here.
The filings record that lobbying was reported on the measure. The form has no per-bill dollar figure and no field for a position, so nothing here says how much was spent or which side an organization took.
5 of them, in no ranking: Darroweverett LLP Fka Saxon, Gilmore & Carraway, Pa Obo Meridian River Dev Corp; Darrow Everett LLP Fka Saxon, Gilmore & Carraway, P.A. (Obo Envision Orlando); Credit Union National Association, Inc. dba America's Credit Unions; The Affordable Housing Tax Credit Coalition; National Affordable Housing Management Association (NAHMA). Listed as filed, in the order the filings were read, and 230 others are not shown. These are not the largest, the earliest or the most active: we keep five names per measure, and the filings give no ranking.
From the LD-2 quarterly lobbying filings published at lda.gov by the Senate Office of Public Records. Read for 2025 Q1, 2025 Q2, 2025 Q3, 2025 Q4, 2026 Q1, 2026 Q2 and 2026 Q3. Our copy holds 24 fewer filings for 2025 Q1, 39 fewer filings for 2025 Q2, 42 fewer filings for 2025 Q3, 33 fewer filings for 2025 Q4, 28 fewer filings for 2026 Q1, 48 fewer filings for 2026 Q2 and 218 fewer filings for 2026 Q3 than the Senate's register counts, so those quarters are the filings we could read rather than every one filed. 2026 Q4 is still inside its filing window, so that quarter is only the filings posted so far.
Congress.gov bill status and cosponsor records; the House Clerk and Senate roll calls; lobbying reports filed under the Lobbying Disclosure Act (lda.gov); the plain summary and provisions are read from the bill text, each with its section.