H.R. 8278 · 119th Congress · Finance and financial sector
Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act
How the House voted
Yea from the left, nay from the right, each side by party
House · Sep 15, 2026
Roll call ↗417
7
Passed the House.
Passed the House on September 15, 2026.
Latest action: Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs
- IntroducedApr 14, 2026
- CommitteeJun 24, 2026
- Passed HouseSep 15, 2026
- Passed Senate
- Became law
On the record
- Cosponsors
- 1
- all Democrat
- Committees
- Senate Committee on Banking, Housing, and Urban AffairsHouse Committee on Financial Services
- Lobbying
- At least 5
- organizations named it2026 Q2 to 2026 Q3
What it does
This bill requires seven federal banking and financial regulators, the Federal Reserve Board, the Bureau of Consumer Financial Protection, the FDIC, the Treasury Department (including the Office of the Comptroller of the Currency and the Financial Crimes Enforcement Network), the Federal Housing Finance Agency, and the National Credit Union Administration, to assess, within 180 days of enactment, how their existing technology limits their ability to supervise the institutions they regulate in real time, and to assess their own technology procurement rules for ways to streamline them.
How each member voted
The House roll call, passed the House, September 15, 2026
Yea unless marked
D · House · NC-12
R · House · AL-4
D · House · CA-33
R · House · MO-4
This bill requires seven federal banking and financial regulators, the Federal Reserve Board, the Bureau of Consumer Financial Protection, the FDIC, the Treasury Department (including the Office of the Comptroller of the Currency and the Financial Crimes Enforcement Network), the Federal Housing Finance Agency, and the National Credit Union Administration, to assess, within 180 days of enactment, how their existing technology limits their ability to supervise the institutions they regulate in real time, and to assess their own technology procurement rules for ways to streamline them. The agencies must then jointly report to the House Financial Services Committee and the Senate Banking Committee, first within 18 months of finishing those assessments and again every five years after that. The reports must cover the technology and staffing the agencies use for supervision, their procurement practices, the costs supervised firms would face to share data with them, and their plans for future technology upgrades. The bill does not create new supervisory powers or penalties; it requires the agencies to study and report on their own technological capacity. The House passed it on September 15, 2026, 417 to 7.
Each stop is a step the bill’s own record states, with the date it happened. A ring is a step not yet taken. A bill becomes law when the President signs it or Congress overrides a veto.
At least 5 organizations named this measure in a lobbying filing. A floor, not a total: they were counted by the client name on 9 quarterly reports filed by 5 organizations lobbying for themselves in 2026 Q2 and 2026 Q3. An organization that lobbied this measure without naming it is not counted here.
The filings record that lobbying was reported on the measure. The form has no per-bill dollar figure and no field for a position, so nothing here says how much was spent or which side an organization took.
The organizations named: Independent Community Bankers of America; American Fintech Council; American Bankers Association; Jpmorgan Chase Holdings LLC; National Multifamily Housing Council Inc. Listed as filed. They are every client name on the filings counted here.
From the LD-2 quarterly lobbying filings published at lda.gov by the Senate Office of Public Records. Read for 2025 Q1, 2025 Q2, 2025 Q3, 2025 Q4, 2026 Q1, 2026 Q2 and 2026 Q3. Our copy holds 24 fewer filings for 2025 Q1, 39 fewer filings for 2025 Q2, 42 fewer filings for 2025 Q3, 33 fewer filings for 2025 Q4, 28 fewer filings for 2026 Q1, 48 fewer filings for 2026 Q2 and 218 fewer filings for 2026 Q3 than the Senate's register counts, so those quarters are the filings we could read rather than every one filed. 2026 Q4 is still inside its filing window, so that quarter is only the filings posted so far.
Congress.gov bill status and cosponsor records; the House Clerk and Senate roll calls; lobbying reports filed under the Lobbying Disclosure Act (lda.gov); the plain summary and provisions are read from the bill text, each with its section.