S. 723 · 119th Congress · Native Americans
Tribal Trust Land Homeownership Act of 2025
How the House voted
Yea from the left, nay from the right, each side by party
House · Mar 4, 2026
Roll call ↗384
40
Passed the House.
Law 433 days after it was introduced
Public Law 119-88. Each step dated from the congress.gov record
- IntroducedFeb 25, 2025
- CommitteeSep 3, 2025
- Passed SenateDec 11, 2025
- Passed HouseMar 4, 2026
- Became lawMay 4, 2026
On the record
- Cosponsors
- 3
- 1 Democrat, 2 Republicans
- Senate committee
- Indian Affairs
- Lobbying
- None read
- No filing read so far names S. 723
What it does
This bill sets legal deadlines for the Bureau of Indian Affairs to process mortgages on Indian trust land.
How each member voted
The House roll call, passed the House, March 4, 2026
Yea unless marked
D · House · NC-12
R · House · AL-4
D · House · CA-33
R · House · MO-4
R · House · GA-12
This bill sets legal deadlines for the Bureau of Indian Affairs to process mortgages on Indian trust land. After a lender submits a residential leasehold, business leasehold, or land mortgage or a right-of-way document, the applicable Bureau office must finish a preliminary completeness review within 10 calendar days. It must then approve or disapprove a leasehold mortgage within 20 calendar days, and a land mortgage or right-of-way document within 30 calendar days, after receiving complete paperwork. The Bureau must complete a certified title status report within 10 days of approval, or within 14 days of a request for a first report. If the Bureau misses a deadline it must immediately notify the borrower and lender, and it must answer inquiries within 2 calendar days. Congress also grants relevant federal agencies and Indian Tribes read-only access to land documents in the Bureau's Trust Asset and Accounting Management System. The Director must report to Congress each year on whether deadlines were met, and the GAO must study digitizing tribal records within one year. The bill creates a Realty Ombudsman inside the Bureau's Division of Real Estate Services, reporting to the Secretary of the Interior, to police the deadlines and field complaints.
Each stop is a step the bill’s own record states, with the date it happened. A ring is a step not yet taken. A bill becomes law when the President signs it or Congress overrides a veto.
No organization named this measure in a lobbying filing we could read with confidence. That is not a finding that nobody lobbied it. The disclosure form takes a free text description of the issue, and a reference that could not be pinned to exactly one measure is refused rather than guessed.
From the LD-2 quarterly lobbying filings published at lda.gov by the Senate Office of Public Records. Read for 2025 Q1, 2025 Q2, 2025 Q3, 2025 Q4, 2026 Q1, 2026 Q2 and 2026 Q3. Our copy holds 24 fewer filings for 2025 Q1, 39 fewer filings for 2025 Q2, 42 fewer filings for 2025 Q3, 33 fewer filings for 2025 Q4, 28 fewer filings for 2026 Q1, 48 fewer filings for 2026 Q2 and 218 fewer filings for 2026 Q3 than the Senate's register counts, so those quarters are the filings we could read rather than every one filed. 2026 Q4 is still inside its filing window, so that quarter is only the filings posted so far.
Congress.gov bill status and cosponsor records; the House Clerk and Senate roll calls; lobbying reports filed under the Lobbying Disclosure Act (lda.gov); the plain summary and provisions are read from the bill text, each with its section.